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Financial Support for the Older Population Brochure

Financial Support for the Older Population Brochure

Financial Support for the Older Population Brochure

HCS 548 WEEK 5 Financial Support for the Older Population Brochure

Financial Support for the Older Population Brochure

Financial Support for the Older Population Brochure – According to Novak (2012), federal funding for older adults has more than doubled since the 1960s. This surge reflects the increased number of older people and the growth in services or programs for them. These programs and services form a social safety net that ensures a minimum standard of health care and income for older people is met.

Create a 700- to 1,050-word brochure describing the sources of retirement income for older people, including both governmental and personal sources of income. In your brochure, include:

  • Various sources of income for the older population in The United States
  • Expenditures that the older people might have against this income
  • What reforms to government support systems might balance the income or expenditures for older people
  • Potential economic effect of an aging population on family members who care for them
  • Economic effect of an aging population on society
  • Actions being taken to create more cost effective programs for aging adults
  • Consider programs covered under federal funding, various education classes for adults, or finance courses for older adults

Include at least 3 peer-reviewed, scholarly, or similar articles to support your findings.

Format your references according to APA guidelines.

Click the Assignment Files tab to submit your Financial Support for the Older Population Brochure assignment.

Financial Capabilities Of Older Adults : A Forum Briefing Paper

Review of literature
Financial capability circumscribes many aspects of an individual’s financial behaviors, which include managing their money, making ends meet, planning for the future and constructing financial decisions (Financial Capability in the United States. 2012. FINRA Investor Education Foundation). These behaviors are experienced by younger adults and middle-age adults, which both groups share great concerns over financially critical situations such as retirement, investment, mortgage, financial debts, and unexpected events (drop in income or “rainy day“ funds) (Taylor, P., Parker, K., Kochhar, R., Fry, R., Funk, C., Patten, E., & Motel, S. 2012, Financial Capability in the United States. 2012. FINRA Investor Education Foundation, Kim, J., & Chatterjee, S. 2013. Insights into the Financial Experiences of Older Adults: A Forum Briefing Paper. 2013). Mottola, G. 2014). Research on financial capabilities of younger adults, aged from 18-27, has found that most young adults are struggling financially, not only with their behaviors, but also with their financial knowledge and debts (Mottola, G., 2014).Adding to that, drops in income happened most in the young adults age group. As a results, younger adults have more difficulties handling unexpected events and financially critical situations (Financial Capability in the United States., 2012). On the other hand, middle age adults were reported to be more responsible for their financial situation. Many middle-age adults,…

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